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Cyber Liability Insurance

COVERAGE THAT SHOULD NOT BE CONSIDERED OPTIONAL ANYMORE

Some businesses operate under the belief that their existing insurance policies are enough to cover their data security exposures. Unfortunately, many policies address only specific exposures with dedicated limits that don’t extend to the full breadth of data security breach exposures the way a true Cyber Liability policy does.

In addition, by disseminating information to the public via a website, commercial businesses now have some of the same exposures as publishers. These include conventional publishing exposures such as copyright infringement, defamation and invasion of privacy, as well as emerging exposures related to operating on the Web. Cyber Liability coverage is a flexible insurance solution designed to address the full breadth of risks associated with doing business in today’s technology-dependent world.

• Combines third-party (cyber liability) and first-party (cyber crime expense) coverages into one worldwide policy.
• Covers direct loss and legal liability with resulting consequential loss resulting from cyber security
• Provides you with a complete online network security risk assessment (upon request), resulting in a comprehensive report of your company’s exposures.

Let the experts at IQ Risk integrate this important coverage into your insurance portfolio today. We’re here to help!